NICL AO 2026 Notification

NICL AO 2026 vacancies discipline-wise

National Insurance Company Limited, a Government of India undertaking headquartered in Kolkata, is filling 321 Administrative Officer posts in Scale I. Of these, 200 are for Generalists and 121 for Specialists: 20 in Finance (CA and CMA), 20 Legal, 10 Information Technology plus 1 IT backlog post, 20 Automobile Engineers, 28 Risk Engineers, 2 Company Secretaries and 20 in Agriculture. The company calls the numbers tentative and may change them to suit its needs. A candidate can apply for only one discipline.

Who can apply: qualification and age

Every discipline asks for at least 60% marks in the graduation or post-graduation degree, or 55% for SC, ST and PwBD candidates, and the result must be out by 1 October 2026. Generalists can come from any stream, while specialists need the matching degree, such as law for Legal, CA or CMA for Finance, or ACS/FCS for Company Secretaries. You must be 21 to 30 years old on 1 October 2026. SC and ST candidates get five extra years, OBC candidates three and PwBD candidates ten, and existing confirmed employees of public sector general insurance companies get eight.

Phase I and Phase II exam pattern

The preliminary exam on 17 November 2026 is common to all disciplines: 30 English, 35 reasoning and 35 quantitative aptitude questions, each section timed at 20 minutes. Candidates must clear each section. The main exam on 22 December 2026 has a three-hour objective test worth 250 marks. Generalists take five sections of 50 questions each, and specialists take five sections of 40 questions plus a 50-question technical test in their discipline. A 30-minute English descriptive test of essay, précis and comprehension follows straight after and is typed on the computer.

Interview and final selection

Candidates who do well in the main exam and qualify in the descriptive test are called for an interview at select centres. The final merit list combines the main exam objective score and the interview in the ratio 80 to 20. If two candidates tie, the one with more interview marks ranks higher, and then the older candidate. A waiting list of up to half the vacancies may be kept for offers that are not accepted.

Pay, probation and service bond

Selected officers start on a basic pay of ₹82,485, and the company estimates total pay at about ₹1,14,000 a month in metro centres, with pension under NPS, gratuity and medical benefits. Probation lasts one year and may be extended, and the officer must pass the Licentiate examination of the Insurance Institute of India to be confirmed. Before joining, each candidate signs an undertaking to serve at least four years, and leaving earlier means paying liquidated damages. Officers can be posted anywhere in India, with a minimum stay of five years at the first posting.